Table of Contents
1 Introduction
1.1 What is this Report About?
1.2 Definitions
1.3 Methodology
2 Austrian Insurance Industry Attractiveness
2.1 Insurance Industry Market Size, 2007–2016
2.2 Key Industry Trends and Drivers
2.2.1 Business drivers
2.2.2 Consumer drivers
2.3 Recent Market Developments
3 Personal Accident and Health Insurance Segment Outlook
3.1 Personal Accident and Health Insurance Growth Prospects by Category
3.1.1 Personal accident insurance category
3.1.2 Travel insurance category
3.1.3 Health insurance category
4 Analysis by Distribution Channels
4.1 Direct Marketing Channel
4.2 Bancassurance Channel
4.3 Agencies Channel
4.4 E-Commerce Channel
4.5 Brokers Channel
4.6 Other Channels
5 Appendix
5.1 Methodology
5.1 Contact Us
5.2 About Timetric
5.3 Disclaimer
List of Tables
Table 1: Insurance Industry Definitions
Table 2: Austrian Insurance Overall Written Premium by Segment (EUR Billion), 2007–2011
Table 3: Austrian Insurance Overall Written Premium by Segment (US$ Billion), 2007–2011
Table 4: Austrian Insurance Overall Written Premium by Segment (EUR Billion), 2011–2016
Table 5: Austrian Insurance Overall Written Premium by Segment (US$ Billion), 2011–2016
Table 6: Austrian Insurance Segmentation (% Share), 2007–2016
Table 7: Personal Accident and Health Insurance Written Premium by Category (EUR Billion), 2007–2011
Table 8: Personal Accident and Health Insurance Written Premium by Category (US$ Billion), 2007–2011
Table 9: Personal Accident and Health Insurance Written Premium by Category (EUR Billion), 2011–2016
Table 10: Personal Accident and Health Insurance Written Premium by Category (US$ Billion), 2011–2016
Table 11: Personal Accident and Health Insurance – Earned Premium (EUR Billion), 2007–2011
Table 12: Personal Accident and Health Insurance – Earned Premium (EUR Billion), 2011–2016
Table 13: Personal Accident and Health Insurance – Paid Claims by Category (EUR Billion), 2007–2011
Table 14: Personal Accident and Health Insurance – Paid Claims by Category (US$ Billion), 2007–2011
Table 15: Personal Accident and Health Insurance – Paid Claims by Category (EUR Billion), 2011–2016
Table 16: Personal Accident and Health Insurance – Paid Claims by Category (US$ Billion), 2011–2016
Table 17: Personal Accident and Health Insurance – Incurred Loss by Category (EUR Billion), 2007–2011
Table 18: Personal Accident and Health Insurance – Incurred Loss by Category (US$ Billion), 2007–2011
Table 19: Personal Accident and Health Insurance – Incurred Loss by Category (EUR Billion), 2011–2016
Table 20: Personal Accident and Health Insurance – Incurred Loss by Category (US$ Billion), 2011–2016
Table 21: Personal Accident and Health Insurance – Loss Ratio (%), 2007–2011
Table 22: Personal Accident and Health Insurance – Loss Ratio (%), 2011–2016
Table 23: Personal Accident and Health Insurance – Commission and Expenses (EUR Billion), 2007–2011
Table 24: Personal Accident and Health Insurance – Commission and Expenses (EUR Billion), 2011–2016
Table 25: Personal Accident and Health Insurance – Combined Ratio (%), 2007–2011
Table 26: Personal Accident and Health Insurance – Combined Ratio (%), 2011–2016
Table 27: Personal Accident and Health Insurance – Frauds and Crimes (EUR Billion), 2007–2011
Table 28: Personal Accident and Health Insurance – Frauds and Crimes (EUR Billion), 2011–2016
Table 29: Personal Accident and Health Insurance – Total Assets (EUR Billion), 2007–2011
Table 30: Personal Accident and Health Insurance – Total Assets (EUR Billion), 2011–2016
Table 31: Personal Accident and Health Insurance – Total Investment Income (EUR Billion), 2007–2011
Table 32: Personal Accident and Health Insurance – Total Investment Income (EUR Billion), 2011–2016
Table 33: Personal Accident and Health Insurance – Retentions (EUR Billion), 2007–2011
Table 34: Personal Accident and Health Insurance – Retentions (EUR Billion), 2011–2016
Table 35: Personal Accident Insurance Category – Number of Policies Sold (Thousand), 2007–2011
Table 36: Personal Accident Insurance Category – Number of Policies Sold (Thousand), 2011–2016
Table 37: Personal Accident Insurance Category – Written Premium (EUR Billion), 2007–2011
Table 38: Personal Accident Insurance Category – Written Premium (EUR Billion), 2011–2016
Table 39: Personal Accident Insurance Category – Loss Ratio (%), 2007–2011
Table 40: Personal Accident Insurance Category – Loss Ratio (%), 2011–2016
Table 41: Travel Insurance Category – Number of Policies Sold (Thousand), 2007–2011
Table 42: Travel Insurance Category – Number of Policies Sold (Thousand), 2011–2016
Table 43: Travel Insurance Category – Written Premium (EUR Billion), 2007–2011
Table 44: Travel Insurance Category – Written Premium (EUR Billion), 2011–2016
Table 45: Travel Insurance Category – Loss Ratio (%), 2007–2011
Table 46: Travel Insurance Category – Loss Ratio (%), 2011–2016
Table 47: Health Insurance Category – Number of Policies Sold (Thousand), 2007–2011
Table 48: Health Insurance Category – Number of Policies Sold (Thousand), 2011–2016
Table 49: Health Insurance Category – Written Premium (EUR Billion), 2007–2011
Table 50: Health Insurance Category – Written Premium (EUR Billion), 2011–2016
Table 51: Health Insurance Category – Loss Ratio (%), 2007–2011
Table 52: Health Insurance Category – Loss Ratio (%), 2011–2016
Table 53: Personal Accident and Health Insurance – Direct Marketing Commission Paid (EUR Billion), 2007–2011
Table 54: Personal Accident and Health Insurance – Direct Marketing Commission Paid (EUR Billion), 2011–2016
Table 55: Personal Accident and Health Insurance – Written Premium Through Direct Marketing (EUR Billion), 2007–2011
Table 56: Personal Accident and Health Insurance – Written Premium Through Direct Marketing (EUR Billion), 2011–2016
Table 57: Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2007–2011
Table 58: Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2011–2016
Table 59: Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2007–2011
Table 60: Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2011–2016
Table 61: Personal Accident and Health Insurance – Bancassurance Commission Paid (EUR Billion), 2007–2011
Table 62: Personal Accident and Health Insurance – Bancassurance Commission Paid (EUR Billion), 2011–2016
Table 63: Personal Accident and Health Insurance – Written Premium Through Bancassurance (EUR Billion), 2007–2011
Table 64: Personal Accident and Health Insurance – Written Premium Through Bancassurance (EUR Billion), 2011–2016
Table 65: Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2007–2011
Table 66: Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2011–2016
Table 67: Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2007–2011
Table 68: Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2011–2016
Table 69: Personal Accident and Health Insurance – Commission Paid to Agencies (EUR Billion), 2007–2011
Table 70: Personal Accident and Health Insurance – Commission Paid to Agencies (EUR Billion), 2011–2016
Table 71: Personal Accident and Health Insurance – Written Premium Through Agencies (EUR Billion), 2007–2011
Table 72: Personal Accident and Health Insurance – Written Premium Through Agencies (EUR Billion), 2011–2016
Table 73: Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2007–2011
Table 74: Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2011–2016
Table 75: Personal Accident and Health Insurance – Number of Agencies, 2007–2011
Table 76: Personal Accident and Health Insurance – Number of Agencies, 2011–2016
Table 77: Personal Accident and Health Insurance – E-Commerce Commission Paid (EUR Billion), 2007–2011
Table 78: Personal Accident and Health Insurance – E-Commerce Commission Paid (EUR Billion), 2011–2016
Table 79: Personal Accident and Health Insurance – Written Premium Through E-Commerce (EUR Billion), 2007–2011
Table 80: Personal Accident and Health Insurance – Written Premium Through E-Commerce (EUR Billion), 2011–2016
Table 81: Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2007–2011
Table 82: Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2011–2016
Table 83: Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2007–2011
Table 84: Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2011–2016
Table 85: Personal Accident and Health Insurance – Commission Paid to Brokers (EUR Billion), 2007–2011
Table 86: Personal Accident and Health Insurance – Commission Paid to Brokers (EUR Billion), 2011–2016
Table 87: Personal Accident and Health Insurance – Written Premium Through Brokers (EUR Billion), 2007–2011
Table 88: Personal Accident and Health Insurance – Written Premium Through Brokers (EUR Billion), 2011–2016
Table 89: Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2007–2011
Table 90: Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2011–2016
Table 91: Personal Accident and Health Insurance – Number of Brokers, 2007–2011
Table 92: Personal Accident and Health Insurance – Number of Brokers, 2011–2016
Table 93: Personal Accident and Health Insurance – Commission Paid to Other Channels (EUR Billion), 2007–2011
Table 94: Personal Accident and Health Insurance – Commission Paid to Other Channels (EUR Billion), 2011–2016
Table 95: Personal Accident and Health Insurance – Written Premium Through Other Channels (EUR Billion), 2007–2011
Table 96: Personal Accident and Health Insurance – Written Premium Through Other Channels (EUR Billion), 2011–2016
Table 97: Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2007–2011
Table 98: Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2011–2016
Table 99: Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2007–2011
Table 100: Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2011–2016
List of Figures
Figure 1: Austrian Insurance Overall Written Premium by Segment (EUR Billion), 2007–2016
Figure 2: Austrian Insurance Market Dynamics by Segment, 2007–2016
Figure 3: Personal Accident and Health Insurance Written Premium by Category (EUR Billion), 2007–2016
Figure 4: Personal Accident and Health Insurance Written Premium by Category (% Share), 2011 and 2016
Figure 5: Personal Accident and Health Insurance Market Dynamics by Category, 2007–2016
Figure 6: Personal Accident and Health Insurance – Earned Premium (EUR Billion), 2007–2011
Figure 7: Personal Accident and Health Insurance – Earned Premium (EUR Billion), 2011–2016
Figure 8: Personal Accident and Health Insurance – Paid Claims by Category (EUR Billion), 2007–2016
Figure 9: Personal Accident and Health Insurance – Incurred Loss by Category (EUR Billion), 2007–2016
Figure 10: Personal Accident and Health Insurance – Loss Ratio (%), 2007–2011
Figure 11: Personal Accident and Health Insurance – Loss Ratio (%), 2011–2016
Figure 12: Personal Accident and Health Insurance – Commission and Expenses (EUR Billion), 2007–2011
Figure 13: Personal Accident and Health Insurance – Commission and Expenses (EUR Billion), 2011–2016
Figure 14: Personal Accident and Health Insurance – Combined Ratio (%), 2007–2011
Figure 15: Personal Accident and Health Insurance – Combined Ratio (%), 2011–2016
Figure 16: Personal Accident and Health Insurance – Frauds and Crimes (EUR Billion), 2007–2011
Figure 17: Personal Accident and Health Insurance – Frauds and Crimes (EUR Billion), 2011–2016
Figure 18: Personal Accident and Health Insurance – Total Assets (EUR Billion), 2007–2011
Figure 19: Personal Accident and Health Insurance – Total Assets (EUR Billion), 2011–2016
Figure 20: Personal Accident and Health Insurance – Total Investment Income (EUR Billion), 2007–2011
Figure 21: Personal Accident and Health Insurance – Total Investment Income (EUR Billion), 2011–2016
Figure 22: Personal Accident and Health Insurance – Retentions (EUR Billion), 2007–2011
Figure 23: Personal Accident and Health Insurance – Retentions (EUR Billion), 2011–2016
Figure 24: Personal Accident and Health Insurance – Investment Portfolio (EUR Billion), 2007–2011
Figure 25: Personal Accident and Health Insurance – Investment Portfolio (% Share), 2007 and 2011
Figure 26: Personal Accident and Health Insurance – Penetration (% of GDP), 2007–2011
Figure 27: Personal Accident and Health Insurance – Number of Policies Sold (Thousand), 2007–2011
Figure 28: Personal Accident and Health Insurance – Number of Policies Sold (Thousand), 2011–2016
Figure 29: Personal Accident and Health Insurance – Premium Per Capita (EUR), 2007–2011
Figure 30: Personal Accident Insurance Category – Number of Policies Sold (Thousand), 2007–2011
Figure 31: Personal Accident Insurance Category – Number of Policies Sold (Thousand), 2011–2016
Figure 32: Personal Accident Insurance Category – Written Premium (EUR Billion), 2007–2011
Figure 33: Personal Accident Insurance Category – Written Premium (EUR Billion), 2011–2016
Figure 34: Personal Accident Insurance Category – Loss Ratio (%), 2007–2011
Figure 35: Personal Accident Insurance Category – Loss Ratio (%), 2011–2016
Figure 36: Travel Insurance Category – Number of Policies Sold (Thousand), 2007–2011
Figure 37: Travel Insurance Category – Number of Policies Sold (Thousand), 2011–2016
Figure 38: Travel Insurance Category – Written Premium (EUR Billion), 2007–2011
Figure 39: Travel Insurance Category – Written Premium (EUR Billion), 2011–2016
Figure 40: Travel Insurance Category – Loss Ratio (%), 2007–2011
Figure 41: Travel Insurance Category – Loss Ratio (%), 2011–2016
Figure 42: Health Insurance Category – Number of Policies Sold (Thousand), 2007–2011
Figure 43: Health Insurance Category – Number of Policies Sold (Thousand), 2011–2016
Figure 44: Health Insurance Category – Written Premium (EUR Billion), 2007–2011
Figure 45: Health Insurance Category – Written Premium (EUR Billion), 2011–2016
Figure 46: Health Insurance Category – Loss Ratio (%), 2007–2011
Figure 47: Health Insurance Category – Loss Ratio (%), 2011–2016
Figure 48: Personal Accident and Health Insurance – Written Premium by Distribution Channel (% Share), 2011 and 2016
Figure 49: Personal Accident and Health Insurance – Direct Marketing Commission Paid (EUR Billion), 2007–2011
Figure 50: Personal Accident and Health Insurance – Direct Marketing Commission Paid (EUR Billion), 2011–2016
Figure 51: Personal Accident and Health Insurance – Written Premium Through Direct Marketing (EUR Billion), 2007–2011
Figure 52: Personal Accident and Health Insurance – Written Premium Through Direct Marketing (EUR Billion), 2011–2016
Figure 53: Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2007–2011
Figure 54: Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2011–2016
Figure 55: Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2007–2011
Figure 56: Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2011–2016
Figure 57: Personal Accident and Health Insurance – Bancassurance Commission Paid (EUR Billion), 2007–2011
Figure 58: Personal Accident and Health Insurance – Bancassurance Commission Paid (EUR Billion), 2011–2016
Figure 59: Personal Accident and Health Insurance – Written Premium Through Bancassurance (EUR Billion), 2007–2011
Figure 60: Personal Accident and Health Insurance – Written Premium Through Bancassurance (EUR Billion), 2011–2016
Figure 61: Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2007–2011
Figure 62: Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2011–2016
Figure 63: Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2007–2011
Figure 64: Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2011–2016
Figure 65: Personal Accident and Health Insurance – Commission Paid to Agencies (EUR Billion), 2007–2011
Figure 66: Personal Accident and Health Insurance – Commission Paid to Agencies (EUR Billion), 2011–2016
Figure 67: Personal Accident and Health Insurance – Written Premium Through Agencies (EUR Billion), 2007–2011
Figure 68: Personal Accident and Health Insurance – Written Premium Through Agencies (EUR Billion), 2011–2016
Figure 69: Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2007–2011
Figure 70: Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2011–2016
Figure 71: Personal Accident and Health Insurance – Number of Agencies, 2007–2011
Figure 72: Personal Accident and Health Insurance – Number of Agencies, 2011–2016
Figure 73: Personal Accident and Health Insurance – E-Commerce Commission Paid (EUR Billion), 2007–2011
Figure 74: Personal Accident and Health Insurance – E-Commerce Commission Paid (EUR Billion), 2011–2016
Figure 75: Personal Accident and Health Insurance – Written Premium Through E-Commerce (EUR Billion), 2007–2011
Figure 76: Personal Accident and Health Insurance – Written Premium Through E-Commerce (EUR Billion), 2011–2016
Figure 77: Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2007–2011
Figure 78: Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2011–2016
Figure 79: Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2007–2011
Figure 80: Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2011–2016
Figure 81: Personal Accident and Health Insurance – Commission Paid to Brokers (EUR Billion), 2007–2011
Figure 82: Personal Accident and Health Insurance – Commission Paid to Brokers (EUR Billion), 2011–2016
Figure 83: Personal Accident and Health Insurance – Written Premium Through Brokers (EUR Billion), 2007–2011
Figure 84: Personal Accident and Health Insurance – Written Premium Through Brokers (EUR Billion), 2011–2016
Figure 85: Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2007–2011
Figure 86: Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2011–2016
Figure 87: Personal Accident and Health Insurance – Number of Brokers, 2007–2011
Figure 88: Personal Accident and Health Insurance – Number of Brokers, 2011–2016
Figure 89: Personal Accident and Health Insurance – Commission Paid to Other Channels (EUR Billion), 2007–2011
Figure 90: Personal Accident and Health Insurance – Commission Paid to Other Channels (EUR Billion), 2011–2016
Figure 91: Personal Accident and Health Insurance – Written Premium Through Other Channels (EUR Billion), 2007–2011
Figure 92: Personal Accident and Health Insurance – Written Premium Through Other Channels (EUR Billion), 2011–2016
Figure 93: Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2007–2011
Figure 94: Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2011–2016
Figure 95: Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2007–2011
Figure 96: Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2011–2016