MARKET REPORTS ONLINE

Welcome Guest | Register/Login |

Email: sales@marketreportsonline.com Call : + 1 888 391 5441

SEARCH:

Saudi Arabia Commercial Banking Report Q3 2012

Published : July 2012
No. of Pages : 74

Price:

Since Q108, we have described numerically the banking business environment for each of the countries surveyed by BMI. We do this through our Commercial Banking Business Environment Rating (CBBER), a measure that ensures we capture the latest quantitative information available. It also ensures consistency across all countries and between the inputs to the CBBER and the Insurance Business Environment Rating, which is likewise now a feature of our insurance reports.
Like the Business Environment Ratings calculated by BMI for all the other industries on which it reports, the CBBER takes into account the limits of potential returns and the risks to the realisation of those returns. It is weighted 70% to the former and 30% to the latter. The evaluation of the ‘Limits of potential returns’ includes market elements that are specific to the banking industry of the country in question and elements that relate to that country in general. Within the 70% of the CBBER that takes into account the ‘Limits of potential returns’, the market elements have a 60% weighting and the country elements have a 40% weighting. The evaluation of the ‘Risks to realisation of returns’ also includes banking elements and country elements (specifically, BMI’s assessment of long-term country risk).
However, within the 30% of the CBBER that take into account the risks, these elements are weighted 40% and 60%, respectively. Further details on how we calculate the CBBER are provided at the end of this report. In general, though, three aspects need to be borne in mind in interpreting the CBBERs. The first is that the market elements of the ‘Limits of potential returns’ are by far the most heavily weighted of the four elements. They account for 60% of 70% (or 42%) of the overall CBBER. Second, if the market elements are significantly higher than the country elements of the ‘Limits of potential returns’, it usually implies that the banking sector is (very) large and/or developed relative to the general wealth, stability and financial infrastructure in the country.
Conversely, if the market elements are significantly lower than the country elements, it usually means that the banking sector is small and/or underdeveloped relative to the general wealth, stability and financial infrastructure in the country. Third, within the ‘Risks to the realisation of returns’ category, the market elements (ie: how regulations affect the development of the sector, how regulations affect competition within it, and Moody’s Investor Services’ ratings for local currency deposits) can be markedly different from BMI’s long-term risk rating.

CONTENTS . 3
Executive Summary ... 5
Table: Levels (SARbn) ... 5
Table: Levels (US$bn) ... 5
Table: Levels At March 2012 ... 5
Table: Annual Growth Rate Projections 2012-2016 (%) . 6
Table: Ranking Out Of 59 Countries Reviewed In 2011 .. 6
Table: Projected Levels (SARbn) . 6
Table: Projected Levels (US$bn) . 6
SWOT Analysis 7
Saudi Arabia Commercial Banking SWOT .. 7
Saudi Arabia Political SWOT .. 8
Saudi Arabia Economic SWOT 9
Saudi Arabia Business Environment SWOT ... 10
Business Environment Outlook . 11
Commercial Banking Business Environment Rating . 11
Table: Commercial Banking Business Environment Ratings ... 11
Commercial Banking Business Environment Rating Methodology ... 12
Table: Middle East and Africa Commercial Banking Business Environment Ratings 13
Global Commercial Banking Outlook .. 14
Regional Outlooks ... 22
Banking Sectors: Four-Tier Landscape 22
Islamic Finance: Into The Frontier . 28
Regional Banking Sector Outlook . 35
MEA Banking Sector Outlook . 35
Table: Banks'' Bond Portfolios 2011 35
Table: Middle East and Africa Commercial Banking Business Environment Ratings 36
Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP ratios . 37
Table: Anticipated Developments in 2012.. 38
Table: Comparison of Total Assets & Client Loans & Client Deposits (US$bn) ... 39
Table: Comparison of US$ Per Capita Deposits (2011) 40
Table: Interbank Rates and Bond Yields 41
Saudi Arabia Specific Banking Sector Outlook 42
Banking Sector: Asset Expansion To Moderate .. 42
Economic Outlook ... 47
Table: Saudi Arabia – GDP By Expenditure, Real Growth %, 2009-2016 .. 50
Competitive Landscape 51
Market Structure . 51
Protagonists . 51
Table: Protagonists In Saudi Arabia''s Commercial Banking Sector .. 51
List Of Banks 52
Table: Saudi Banks 52
Table: Branches Of Foreign Banks .. 52
Company Profiles 53
Al-Rajhi Bank. 53
Table: Stock Market Indicators .. 54
Table: Balance Sheet (SARmn, unless stated) 54
Table: Balance Sheet (US$mn, unless stated) 55
Table: Key Ratios (%) .. 55
National Commercial Bank 56
Table: Key Statistics For National Commercial Bank, 2007-2008 (SAR ''000) 57
Samba Financial Group ... 58
Table: Stock Market Indicators .. 59
Table: Balance Sheet (SARmn, unless stated) 59
Table: Balance Sheet (US$mn, unless stated) 60
Table: Key Ratios (%) .. 60
Riyad Bank ... 61
Saudi Arabia Stock Market Indicators . 62
Saudi Arabia Balance Sheet (LCYmn) . 62
Saudi Arabia Balance Sheet (US$mn) .. 63
Saudi Arabia Key Ratios (%) . 63
Arab National Bank . 64
Table: Stock Market Indicators .. 65
Table: Balance Sheet (SARmn, unless stated) 65
Table: Balance Sheet (US$mn, unless stated) 66
Table: Key Ratios (%) .. 66
Saudi Hollandi Bank 67
Table: Stock Market Indicators .. 68
Table: Balance Sheet (SARmn, unless stated) 68
Table: Balance Sheet (US$mn, unless stated) 69
Table: Key Ratios (%) .. 69
BMI Banking Sector Methodology . 70
Table: Commercial Banking Business Environment Indicators And Rationale 72
Table: Weighting Of Indicators.. 73Table: Levels (SARbn) . 5

Table: Levels (US$bn) . 5

Table: Levels At March 2012 . 5

Table: Annual Growth Rate Projections 2012-2016 (%) . 6

Table: Ranking Out Of 59 Countries Reviewed In 2011 . 6

Table: Projected Levels (SARbn) . 6

Table: Projected Levels (US$bn) . 6

Table: Commercial Banking Business Environment Ratings . 11

Table: Middle East and Africa Commercial Banking Business Environment Ratings . 13

Table: Banks'' Bond Portfolios 2011 . 35

Table: Middle East and Africa Commercial Banking Business Environment Ratings . 36

Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP ratios . 37

Table: Anticipated Developments in 2012. 38

Table: Comparison of Total Assets & Client Loans & Client Deposits (US$bn) . 39

Table: Comparison of US$ Per Capita Deposits (2011) . 40

Table: Interbank Rates and Bond Yields . 41

Table: Saudi Arabia – GDP By Expenditure, Real Growth %, 2009-2016 . 50

Table: Protagonists In Saudi Arabia''s Commercial Banking Sector . 51

Table: Saudi Banks . 52

Table: Branches Of Foreign Banks . 52

Table: Stock Market Indicators . 54

Table: Balance Sheet (SARmn, unless stated) . 54

Table: Balance Sheet (US$mn, unless stated) . 55

Table: Key Ratios (%) . 55

Table: Key Statistics For National Commercial Bank, 2007-2008 (SAR ''000) . 57

Table: Stock Market Indicators . 59

Table: Balance Sheet (SARmn, unless stated) . 59

Table: Balance Sheet (US$mn, unless stated) . 60

Table: Key Ratios (%) . 60

Table: Stock Market Indicators . 65

Table: Balance Sheet (SARmn, unless stated) . 65

Table: Balance Sheet (US$mn, unless stated) . 66

Table: Key Ratios (%) . 66

Table: Stock Market Indicators . 68

Table: Balance Sheet (SARmn, unless stated) . 68

Table: Balance Sheet (US$mn, unless stated) . 69

Table: Key Ratios (%) . 69

Table: Commercial Banking Business Environment Indicators And Rationale . 72

Table: Weighting Of Indicators. 73

Saudi Arabia Commercial Banking Report Q3 2012

Published By: Business Monitor International

Price:

How to Purchase

Purchase products from our site in 5 easy steps. Please follow the description given below to complete your purchase process.

Step 1:

Select the report title of your interest, and Click on Buy Now button next to the Price option.

Step 2:

You will arrive at the Purchase page, where you will be requested to Signup (New User) or Login (Registered User). Please note that in-keeping with the security check on the website, you must submit your full details to avoid any inconvenience arising from incorrectly entered data or counterfeit information.

Step 3:

After SignUp/Login, you will arrive at the Online Invoice Page. Select a Payment option via various methods: Debit Card / Credit Card / by Invoice. MarketReportOnline accepts Visa, MasterCard, American Express and all major credit cards. MarketReportOnline uses ICICI, HDFC, Citibank, American Express & Paypal as our Online Payment Gateway Partners. Clicking on a payment option will take you to the corresponding Payment Gateway page.

Step 4:

Once at the Payment Gateway, please complete the Payment Process to purchase your desired report.

Step 5:

Once you have successfully completed the purchase process, you will receive a confirmation email. You will then either be able to download your report immediately (in PDF Format) from the Account Login button, or the report will be emailed to you directly, depending upon the agreement we have with the publisher. For Orders that are deliverable via email and placed after working hours, the delivery of the reports will be made on the next business day. Please note, if you select purchase by invoice, you will receive your report only once the payment has been received. If you have any queries about how to order, please Contact Us .

sales@marketreportsonline.com + 1 888 391 5441

Using our subscription option, you get access to market research reports and industry data of Industry Profiles market as per your needs. Get the best of Industry Profiles research reports by utilizing your research budgets in an optimum way.
More about our Subscription option

Get Email alerts about market research reports from industries and publishers of your interest: